/* ===== Reset & Base ===== */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --primary:   #1a56db;
  --primary-d: #1347b4;
  --success:   #057a55;
  --danger:    #c81e1e;
  --warn:      #b45309;
  --bg:        #f3f4f6;
  --card:      #ffffff;
  --border:    #e5e7eb;
  --text:      #111827;
  --muted:     #6b7280;
  --radius:    10px;
  --shadow:    0 1px 4px rgba(0,0,0,.08), 0 4px 16px rgba(0,0,0,.06);
}

body {
  font-family: 'Segoe UI', system-ui, sans-serif;
  background: var(--bg);
  color: var(--text);
  min-height: 100vh;
}

/* ===== Nav ===== */
nav {
  background: var(--primary);
  padding: 0 2rem;
  display: flex;
  align-items: center;
  gap: 2rem;
  height: 60px;
  box-shadow: 0 2px 6px rgba(0,0,0,.2);
}
nav .brand {
  color: #fff;
  font-size: 1.25rem;
  font-weight: 700;
  text-decoration: none;
  letter-spacing: .5px;
}
nav a {
  color: rgba(255,255,255,.85);
  text-decoration: none;
  font-size: .95rem;
  padding: .25rem .5rem;
  border-radius: 5px;
  transition: background .15s;
}
nav a:hover, nav a.active { background: rgba(255,255,255,.2); color: #fff; }

/* ===== Container ===== */
.container { max-width: 960px; margin: 2rem auto; padding: 0 1rem; }

/* ===== Card ===== */
.card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 2rem;
  margin-bottom: 1.5rem;
}
.card h2 { font-size: 1.3rem; margin-bottom: 1.25rem; color: var(--primary); }

/* ===== Form ===== */
.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem 1.5rem;
}
@media(max-width:600px) { .form-grid { grid-template-columns: 1fr; } }

.form-group { display: flex; flex-direction: column; gap: .35rem; }
.form-group label { font-size: .875rem; font-weight: 600; color: var(--muted); }
.form-group input,
.form-group select {
  border: 1.5px solid var(--border);
  border-radius: 6px;
  padding: .6rem .85rem;
  font-size: 1rem;
  transition: border-color .15s, box-shadow .15s;
  background: #fafafa;
}
.form-group input:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--primary);
  box-shadow: 0 0 0 3px rgba(26,86,219,.15);
  background: #fff;
}
.form-group.error input,
.form-group.error select { border-color: var(--danger); }
.form-group .err-msg { font-size: .8rem; color: var(--danger); display: none; }
.form-group.error .err-msg { display: block; }

.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .5rem;
  padding: .7rem 1.6rem;
  border: none;
  border-radius: 7px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .15s, transform .1s;
}
.btn:active { transform: scale(.97); }
.btn-primary { background: var(--primary); color: #fff; }
.btn-primary:hover { background: var(--primary-d); }
.btn-secondary { background: #e5e7eb; color: var(--text); }
.btn-secondary:hover { background: #d1d5db; }

.form-actions { margin-top: 1.25rem; display: flex; gap: 1rem; flex-wrap: wrap; }

/* ===== Result box ===== */
#result-box { display: none; margin-top: 1.5rem; }
.result-card {
  border-radius: var(--radius);
  padding: 1.5rem 2rem;
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.result-card.approved { background: #ecfdf5; border: 2px solid #34d399; }
.result-card.rejected { background: #fef2f2; border: 2px solid #f87171; }
.result-card.review   { background: #fffbeb; border: 2px solid #fbbf24; }

.result-title { font-size: 1.4rem; font-weight: 700; }
.result-card.approved .result-title { color: var(--success); }
.result-card.rejected .result-title { color: var(--danger); }
.result-card.review   .result-title { color: var(--warn); }

.score-bar-wrap { background: #e5e7eb; border-radius: 99px; height: 12px; overflow: hidden; }
.score-bar { height: 100%; border-radius: 99px; transition: width .6s ease; }
.approved .score-bar { background: #34d399; }
.rejected .score-bar { background: #f87171; }
.review   .score-bar { background: #fbbf24; }

.reasons ul { padding-left: 1.2rem; }
.reasons li { font-size: .9rem; color: var(--muted); }

/* ===== Dashboard ===== */
.stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(170px, 1fr));
  gap: 1rem;
  margin-bottom: 1.5rem;
}
.stat-card {
  background: var(--card);
  border-radius: var(--radius);
  padding: 1.2rem 1.4rem;
  box-shadow: var(--shadow);
  display: flex;
  flex-direction: column;
  gap: .3rem;
}
.stat-card .label { font-size: .8rem; color: var(--muted); font-weight: 600; text-transform: uppercase; }
.stat-card .value { font-size: 1.8rem; font-weight: 700; color: var(--primary); }

.charts-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
  margin-bottom: 1.5rem;
}
@media(max-width:640px) { .charts-row { grid-template-columns: 1fr; } }

canvas { max-height: 260px; }

/* ===== Table ===== */
.table-wrap { overflow-x: auto; }
table { width: 100%; border-collapse: collapse; font-size: .875rem; }
thead tr { background: #f9fafb; }
th, td {
  padding: .6rem .85rem;
  text-align: left;
  border-bottom: 1px solid var(--border);
  white-space: nowrap;
}
th { font-weight: 700; color: var(--muted); font-size: .78rem; text-transform: uppercase; }
tr:hover td { background: #f3f4f6; }

.badge {
  display: inline-block;
  padding: .15em .65em;
  border-radius: 99px;
  font-size: .75rem;
  font-weight: 700;
}
.badge.approved { background: #d1fae5; color: var(--success); }
.badge.rejected { background: #fee2e2; color: var(--danger); }
.badge.review   { background: #fef3c7; color: var(--warn); }

/* ===== Filters ===== */
.filters { display: flex; flex-wrap: wrap; gap: .75rem; align-items: flex-end; margin-bottom: 1rem; }
.filters .form-group { min-width: 140px; }
.filters label { font-size: .78rem; }

/* ===== Loader ===== */
.loader { text-align: center; padding: 2rem; color: var(--muted); }

/* ===== Export ===== */
.export-row { display: flex; gap: .75rem; flex-wrap: wrap; margin-top: .75rem; }

/* ===========================
   NAV DROPDOWN & MOBILE TOGGLE
   =========================== */
.nav-links {
  display: flex;
  align-items: center;
  gap: 1.5rem;
  flex: 1;
}
.nav-item { position: relative; }
.nav-item > a { display: flex; align-items: center; gap: .25rem; }
.nav-dropdown {
  display: none;
  position: absolute;
  top: calc(100% + 10px);
  left: 0;
  background: #fff;
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  min-width: 200px;
  z-index: 999;
  padding: .5rem 0;
  border: 1px solid var(--border);
}
.nav-dropdown a {
  display: block;
  padding: .55rem 1rem;
  color: var(--text);
  font-size: .9rem;
  border-radius: 0;
}
.nav-dropdown a:hover { background: var(--bg); color: var(--primary); }
.nav-item:hover .nav-dropdown { display: block; }

.nav-user { margin-left: auto; color: rgba(255,255,255,.75); font-size: .85rem; display: flex; align-items: center; gap: .75rem; }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  color: #fff;
  font-size: 1.4rem;
  cursor: pointer;
  margin-left: auto;
  padding: .25rem .5rem;
}

@media(max-width:768px) {
  nav { flex-wrap: wrap; height: auto; padding: .75rem 1rem; gap: .5rem; position: relative; }
  .nav-toggle { display: block; }
  .nav-links {
    display: none;
    flex-direction: column;
    align-items: flex-start;
    width: 100%;
    gap: .25rem;
    padding-bottom: .5rem;
  }
  .nav-links.open { display: flex; }
  .nav-dropdown { position: static; box-shadow: none; border: none; padding: 0 0 0 1rem; }
  .nav-item:hover .nav-dropdown { display: none; }
  .nav-item.open .nav-dropdown { display: block; }
}

/* ===========================
   HOME HERO
   =========================== */
.home-hero {
  background: linear-gradient(135deg, var(--primary) 0%, #3b82f6 60%, #7c3aed 100%);
  color: #fff;
  padding: 5rem 1rem 4rem;
  text-align: center;
}
.home-hero h1 { font-size: clamp(2rem, 5vw, 3.5rem); font-weight: 800; margin-bottom: .75rem; }
.home-hero p  { font-size: clamp(1rem, 2.5vw, 1.3rem); opacity: .9; margin-bottom: 2rem; }
.hero-actions { display: flex; gap: 1rem; justify-content: center; flex-wrap: wrap; }

.btn-outline {
  background: transparent;
  border: 2px solid rgba(255,255,255,.8);
  color: #fff;
  padding: .7rem 1.6rem;
  border-radius: 7px;
  font-size: 1rem;
  font-weight: 600;
  cursor: pointer;
  transition: background .15s;
  text-decoration: none;
  display: inline-flex;
  align-items: center;
}
.btn-outline:hover { background: rgba(255,255,255,.15); }

.btn-lg { padding: .85rem 2rem; font-size: 1.05rem; }

/* ===========================
   HERO SECTION (inner pages)
   =========================== */
.hero-section {
  text-align: center;
  padding: 2.5rem 1rem 1rem;
}
.hero-section h1 { font-size: clamp(1.6rem, 3vw, 2.4rem); font-weight: 800; color: var(--primary); }
.hero-sub { color: var(--muted); font-size: 1rem; margin-top: .4rem; margin-bottom: 1.5rem; }

/* ===========================
   SERVICES GRID
   =========================== */
.services-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(240px, 1fr));
  gap: 1.25rem;
  margin-bottom: 2rem;
}

.service-card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  padding: 1.75rem 1.5rem;
  text-decoration: none;
  color: var(--text);
  border-top: 4px solid var(--svc-color, var(--primary));
  transition: transform .15s, box-shadow .15s;
  display: flex;
  flex-direction: column;
  gap: .75rem;
}
.service-card:hover { transform: translateY(-3px); box-shadow: 0 6px 24px rgba(0,0,0,.12); }
.service-icon { font-size: 2.5rem; }
.service-card h3 { font-size: 1.15rem; font-weight: 700; color: var(--svc-color, var(--primary)); }
.service-meta { display: flex; flex-direction: column; gap: .3rem; font-size: .875rem; color: var(--muted); }
.service-arrow { margin-top: auto; font-size: .875rem; font-weight: 600; color: var(--svc-color, var(--primary)); }

/* ===========================
   LOAN HERO BANNER
   =========================== */
.breadcrumb { font-size: .875rem; color: var(--muted); margin-bottom: 1rem; }
.breadcrumb a { color: var(--primary); text-decoration: none; }
.breadcrumb a:hover { text-decoration: underline; }

.loan-hero {
  background: linear-gradient(135deg, var(--svc-color, var(--primary)), color-mix(in srgb, var(--svc-color, var(--primary)) 60%, #fff));
  border-radius: var(--radius);
  color: #fff;
  padding: 2.5rem 2rem;
  margin-bottom: 1.5rem;
  display: flex;
  align-items: center;
  gap: 2rem;
  flex-wrap: wrap;
}
.loan-hero-text h1 { font-size: clamp(1.5rem, 3vw, 2rem); margin: .5rem 0; }
.loan-hero-text p  { opacity: .9; max-width: 500px; }
.loan-icon-big     { font-size: 3rem; }
.loan-quick-stats  { display: flex; gap: 1.25rem; flex-wrap: wrap; margin-left: auto; }
.quick-stat {
  background: rgba(255,255,255,.2);
  border-radius: 8px;
  padding: .75rem 1.25rem;
  text-align: center;
  min-width: 90px;
}
.quick-stat span  { display: block; font-size: .78rem; opacity: .85; text-transform: uppercase; letter-spacing: .5px; }
.quick-stat strong{ display: block; font-size: 1.15rem; font-weight: 700; margin-top: .2rem; }

/* ===========================
   FEATURES LIST
   =========================== */
.features-card { margin-bottom: 1.5rem; }
.feature-items { list-style: none; display: grid; grid-template-columns: repeat(auto-fill, minmax(220px, 1fr)); gap: .6rem; }
.feature-items li { display: flex; align-items: flex-start; gap: .5rem; font-size: .9rem; }
.feature-items li::before { content: '✔'; color: var(--success); font-weight: 700; flex-shrink: 0; }

/* ===========================
   CALCULATOR WIDGET
   =========================== */
.calc-card { margin-bottom: 1.5rem; }
.calc-result {
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  margin-top: 1.25rem;
  padding: 1.25rem;
  background: #f0fdf4;
  border-radius: 8px;
  border: 1.5px solid #6ee7b7;
}
.calc-result-row {
  display: flex;
  flex-direction: column;
  gap: .2rem;
  min-width: 150px;
}
.calc-result-row span  { font-size: .8rem; color: var(--muted); font-weight: 600; }
.calc-result-row strong{ font-size: 1.25rem; font-weight: 700; color: var(--primary); }

/* ===========================
   CTA CARD
   =========================== */
.cta-card { text-align: center; padding: 2.5rem 2rem; }
.cta-card h2 { font-size: 1.5rem; margin-bottom: .5rem; }
.cta-card p  { color: var(--muted); margin-bottom: 1.5rem; }

/* ===========================
   DEPOSIT TABLE
   =========================== */
.deposit-table td:nth-child(3) strong { color: var(--success); }

/* ===========================
   CARDS PAGE
   =========================== */
.cards-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(280px, 1fr));
  gap: 1.5rem;
  margin-bottom: 2rem;
}
.product-card {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: var(--shadow);
  overflow: hidden;
  position: relative;
  transition: transform .15s, box-shadow .15s;
}
.product-card:hover { transform: translateY(-3px); box-shadow: 0 8px 28px rgba(0,0,0,.13); }

.product-card-header {
  padding: 1.5rem;
  color: #fff;
  min-height: 130px;
  position: relative;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}
.card-chip        { font-size: 1.4rem; letter-spacing: .15rem; }
.card-type-label  { font-size: .7rem; font-weight: 700; letter-spacing: 2px; opacity: .85; }
.card-brand       { font-weight: 700; font-size: 1.1rem; }
.card-number-mock { font-size: .85rem; letter-spacing: .15rem; opacity: .8; }

.product-card-body { padding: 1.5rem; }
.product-card-body h3 { font-size: 1.1rem; margin-bottom: 1rem; }

.card-features { list-style: none; display: flex; flex-direction: column; gap: .45rem; margin-bottom: 1.25rem; }
.card-features li { font-size: .875rem; }

.card-info-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
  padding: .75rem;
  background: var(--bg);
  border-radius: 8px;
  margin-bottom: 1rem;
}
.card-info-grid > div { display: flex; flex-direction: column; gap: .15rem; }
.info-label { font-size: .73rem; color: var(--muted); text-transform: uppercase; font-weight: 600; }
.card-info-grid strong { font-size: .95rem; font-weight: 700; color: var(--text); }

.featured-card { border: 2px solid #7c3aed; }
.featured-badge {
  position: absolute; top: 1rem; right: 1rem;
  background: #7c3aed; color: #fff;
  padding: .25rem .65rem; border-radius: 99px;
  font-size: .75rem; font-weight: 700; z-index: 10;
}

/* ===========================
   LEASING PAGE
   =========================== */
.info-columns {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.5rem;
}
@media(max-width:640px) { .info-columns { grid-template-columns: 1fr; } }
.info-columns p { color: var(--muted); line-height: 1.65; }

.steps-list { display: flex; flex-direction: column; gap: 1rem; }
.step-item  { display: flex; gap: 1rem; align-items: flex-start; }
.step-num {
  background: var(--primary);
  color: #fff;
  width: 2rem; height: 2rem;
  border-radius: 50%;
  display: flex; align-items: center; justify-content: center;
  font-weight: 700;
  flex-shrink: 0;
}
.step-item p { margin-top: .2rem; color: var(--muted); font-size: .9rem; }

/* ===========================
   WHY US (home page)
   =========================== */
.why-us { margin-bottom: 2rem; }
.why-us h2 { text-align: center; margin-bottom: 1.5rem; }
.why-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(200px, 1fr));
  gap: 1.5rem;
}
.why-item { text-align: center; }
.why-icon { font-size: 2.5rem; margin-bottom: .5rem; }
.why-item strong { display: block; font-size: 1rem; margin-bottom: .35rem; }
.why-item p { font-size: .875rem; color: var(--muted); line-height: 1.55; }

/* ===========================
   TYPE BADGE (dashboard table)
   =========================== */
.type-badge {
  display: inline-block;
  background: #eff6ff;
  color: var(--primary);
  border-radius: 4px;
  padding: .15em .55em;
  font-size: .75rem;
  font-weight: 600;
  white-space: nowrap;
}

/* ===========================
   DETAIL MODAL
   =========================== */
.modal-overlay {
  position: fixed; inset: 0;
  background: rgba(0,0,0,.45);
  display: flex; align-items: center; justify-content: center;
  z-index: 2000;
  padding: 1rem;
}
.modal-box {
  background: var(--card);
  border-radius: var(--radius);
  box-shadow: 0 8px 40px rgba(0,0,0,.2);
  padding: 2rem;
  max-width: 560px;
  width: 100%;
  position: relative;
  max-height: 90vh;
  overflow-y: auto;
}
.modal-close {
  position: absolute; top: 1rem; right: 1rem;
  background: none; border: none; font-size: 1.2rem;
  cursor: pointer; color: var(--muted);
}
.modal-close:hover { color: var(--danger); }

.detail-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: .75rem;
  margin: 1rem 0;
}
.detail-item { display: flex; flex-direction: column; gap: .15rem; }
.detail-item span  { font-size: .75rem; color: var(--muted); text-transform: uppercase; font-weight: 600; }
.detail-item strong{ font-size: .95rem; }
.detail-reason { background: var(--bg); border-radius: 8px; padding: .75rem 1rem; margin-top: .75rem; }
.detail-reason p   { color: var(--muted); font-size: .875rem; margin-top: .35rem; }

/* ===========================
   RESPONSIVE
   =========================== */
@media(max-width:480px) {
  .cards-grid    { grid-template-columns: 1fr; }
  .services-grid { grid-template-columns: 1fr; }
  .loan-hero     { flex-direction: column; }
  .loan-quick-stats { margin-left: 0; }
  .detail-grid   { grid-template-columns: 1fr; }
  .card-info-grid{ grid-template-columns: 1fr; }
}